ONLINE BANKING

Deposit Accounts

Share (savings)

• A minimum Share balance of $5.00 is required to be a member of the credit union
• Establishes voting rights for members
• Dividends paid quarterly with average daily balance of at least $25.00
• Statements provided quarterly

Business Share

• May be opened using a member's personal social security number [SSN] or a Tax Identification Number [TIN]
• $5.00 minimum balance
• Dividends paid quarterly with average daily balance of at least $25.00
• Statements provided quarterly

Trust (estate) Share

• $5.00 minimum balance
• Dividends paid quarterly with average daily balance of at least $25.00
• Statements provided quarterly

Share Draft (checking)

• Must have an open share account
• Must be at least 16 years of age (minors are required to have with a parent/guardian as a joint)
• Dividends paid monthly with $100 average daily balance
• Statements provided monthly

*Share dividend rates and Annual Percentage Yields [APY] are subject to change on a quarterly basis at the discretion of the Board of Directors.

Certificate of Deposit [CD]

• A deposit account with certain withdrawal restrictions; dividends paid at a higher rate than regular share/savings; available in terms from 6 months to 2 years
• Minimum balance of $500 (jumbo CDs also available)
• Dividends paid monthly into share, share draft or by check (interest is not compounded)
• Statements provided quarterly
• Rates updated weekly (call for current rates)

*Share Annual Percentage Rates [APR] and Annual Percentage Yields [APY] are subject to change on a quarterly basis at the discretion of the Board of Directors.